Apply for a Car Loan | Used Cars in Jacksonville

Apply for Car Loan Online from Used Car Dealer in Jacksonville, FL. Get your used car loan approved fast. Apply for credit today!

You deserve the best deal possible, apply with us today!

Merit Auto Group offers financing options to people with all types of credit. Whether you have good, bad, or no credit at all we’ll get you into the vehicle that fits your budget and lifestyle. Apply online today and let us show you how easy it is to finance your next vehicle!

It’s no secret that buying a car can be expensive. But if you’ve been turned down for financing before, it might seem impossible to get approved for a loan.

That’s where Merit Auto Group comes in! We’re here to help you find the perfect car and finance package that fits your budget and needs!

Frequently Asked Questions

You firstly need to know what you are paying for.

Don’t hesitate to ask questions, especially very important ones such as:

  • What is the blue book value of the vehicle?
  • How much is the sales tax?
  • How much is the interest?
  • How long are the payment terms?
  • How much is the minimum down payment?

It is important to understand the value of what you are going to get because this will help you make the best, informed decision.

The answer is yes.

If you have good credit score, chances are you will get lower interest rates and more flexible plans.

If you have bad credit or no credit score, you can still get a loan however these come with higher interest rates compared with good credit score interest rates.

Vehicles are undoubtedly essential and money is hard to earn. That is why no matter what your credit score might be, we provide car loans with very reasonable interest rates in Jackson, Florida and make sure you drive away from Merit Auto Group happy and satisfied.


Making a down payment not only secures your transaction for the car that you want, it also ultimately cuts down your monthly payments – the shorter term you pay, the lower interest rates you have to pay for as well.

A high quality used vehicle near Jacksonville, FL at Merit Auto Group doesn’t mean you can get it only if you have the money. We can help you figure out ways to be able to get your car and be able to pay for it.

We serve the Jacksonville, Orlando and nearby locations. We are available at 10:00 AM – 7:00 PM from Monday to Saturday with our team ready to help you deal with getting a car and paying for it too.

We will gladly take the time to make sure you understand the process, including how much and how long you have to pay for your car every month and to help you find the right car for your needs. We are very eager to talk to you today.

If we are what you are looking for, why not call us at (904) 660-0076 so we can talk?

Hassle free, easy and fast car loans are what we have been doing for years.

Great used cars with loan options in Jacksonville

    Looking for a car loan with bad credit or no credit?

    If you’ve ever been denied a car loan, we understand and know the situation all too well. We know that it can be difficult to get approved for financing.

    That’s why we offer bad credit and no credit car loans in Jacksonville. Our team of experts will work with you to find the right solution so that you can drive away in your new vehicle today!

    Merit Auto Group is here to help you find the best financing options available. We work with multiple lenders so we can get you financed, even if your credit isn’t perfect.

    No hassle and fast approval subprime auto loans in Jacksonville!

    Apply now and see how easy it is to get approved for a subprime auto loan! You’ll be driving off our lot before you know it. If not, we’ll help you figure out what other options are available to make sure your dream of owning a car becomes a reality.

    Fill out our form and let us know what kind of vehicle you are interested in and we will do the rest! No obligation, just great service from an experienced team who cares about getting people into cars they love.

    Our team is waiting for your call or visit our location in Jacksonville. Apply now and let us show you how easy getting approved for bad credit or no credit loans can be with Merit Auto Group by your side every step of the way.

    Apply online today or stop by our car dealership in Jacksonville!

    Your favorite brands in our inventory

    Interested in a vehicle? send us an inquiry.